Free market report · Data to July 2026
Tumby Bay property market
Tumby Bay is one of the 453 council areas we track on the Momentum Dial, our property clock. This page is the plain-numbers read: where it sits in the cycle, who lives there, what's being built, and the suburbs inside it.
Tumby Bay is home to 2,963 people. On the Buyers First Momentum Dial its house market currently reads Slowing. Here's the rest of the picture, in plain numbers.
Houses · cycle position
Slowing
The Tumby Bay house market is still growing, but the pace has come off its fastest point. Slowing markets often keep rising for years, just less quickly.
-3% to +12%
Modelled 12-month price range
+1.5%
Modelled 12-month rent change
Units · cycle position
Not enough unit sales in Tumby Bay for a reliable cycle reading. That's common outside the cities, and honest beats guessed.
At a glance · houses
$532,579
Typical house, August 2026
+5.5% a year since 2010
+7.3%
Growth a year, last 10 years
+9.6% a year over the last 5
$466
Rent a week
4.5% gross yield
0 of 15
Years prices fell since 2010
Never a down year
The clock measures growth momentum, not price. Peak means growing fastest, not about to fall. Cycle data and projections sourced from HtAG Analytics. See Tumby Bay on the clock.
Free · One per person
Want all of this written up for Tumby Bay?
The full report is this data as a written document, plus the current price, rent, yield and growth on one suburb inside Tumby Bay, and the numbers that cut against the area. I write them by hand, so it comes from me rather than out of a system.
The numbers, explained
Tumby Bay in charts.
The typical house in Tumby Bay went from $219,745 in 2010 to $532,579 in August 2026. That is +142% in total, +5.5% a year. Not one full year going backwards since 2010. That is rare, and it is the kind of market you can hold through anything.
Houses · price change each year · 2011 to 2026
Prices in Tumby Bay have not had a down year since 2010
+142%
Since 2010
+7.3%
Per year, last 10 years
0 of 15
Years going backwards
+1.1%
Worst year (2012)
What this shows. How much the typical house price in Tumby Bay went up or down each year. Teal bars are up years, red bars are down years, and the faded bar is this year so far.
Why it matters. The size of a good year matters less than how many bad years there were and whether they came in a row. Boring? Absolutely. But the length of the down stretch is what decides whether you get out the other side. Typical price at December each year, data from HtAG Analytics.
You don't need to know property to read this. Every chart below opens with the point in one line, then says what it shows and why we care. Teal is a good sign, amber is okay, red means watch it.
The scorecard · 7 things we check
Tumby Bay scores 25 out of 35. Solid.
prices are still rising but more slowly
none in 15 years
1.0 new homes approved per 100 that exist
population growing 0.9% a year
3.7% unemployed, Australia 4.2%
a house costs 7.6 years of a local household's income
1.1% of rentals are empty, so about 1 in every 100
What this shows. Seven quick checks on Tumby Bay, each scored out of five. Five is the reading we most want to see.
Why it matters. No single number tells you whether an area is a good buy. Together they show whether the pieces line up. These are bands, not rules: a council outside a band can still be the right buy for the right person, and one inside every band can still be wrong for you.
House prices since 2010 · Tumby Bay vs the 5 most similar councils in SA
Tumby Bay has outgrown similar councils over ten years
+9.6% vs +8.4%
A year, last 5 years
+7.3% vs +4.7%
A year, last 10 years
+5.6% vs +3.1%
A year, last 15 years
What this shows. The typical house price in Tumby Bay every year, in teal, next to the middle of the five councils in SA closest to it in size and starting price: Unincorporated SA, Mount Remarkable, Barunga West, Kingston, Ceduna. The small "vs" number in each tile is those councils.
Why it matters. Beating its peers over a whole decade is worth more than any single hot year. It usually means something real is pulling people here.
Momentum · the last 36 months
Prices in Tumby Bay are picking up speed right now
$529,430
3-month price, August 2026
+3.7%
3-month price vs 12-month price
79 vs 121
Houses sold, last 12 months vs the 12 before
What this shows. Two versions of the same price. The dotted teal line averages the last three months, so it reacts fast. The grey line averages the last twelve, so it moves slowly. The bars are how many houses sold each month.
Why it matters. The last three months are running ahead of the last twelve. That is what speeding up looks like before it shows in the yearly number.
New homes · approvals as a share of all the homes here
Not many new homes are being built in Tumby Bay
What this shows. For every 100 homes already in Tumby Bay, how many new ones the council approved each year. The teal band is the range we call balanced.
Why it matters. Fewer new homes means the ones that exist stay in demand. It can also mean building here is hard or slow, which cuts the same way. The home count is the population divided by the average household size, so treat the rate as a guide rather than a census.
Affordability · house price in years of local household income
A house in Tumby Bay costs 7.6 years of a local family's income
What this shows. Take the typical house price and divide it by what a typical household here earns in a year. A bar of 7 means seven years of the whole household's income buys one house.
Why it matters. Stretched, which is where most of the country sits now. Growth from here leans on rising incomes and buyers coming in from outside the area. Income is the 2021 Census figure carried forward at 3.5% a year, so it is an estimate, not a measurement.
Rents · typical weekly house rent, last 36 months · and how many rentals sit empty
Rent in Tumby Bay is $466 a week, up 6.6% in a year
$466
A week, August 2026
+6.6%
Change in the last year
1.1%
Rentals sitting empty (tight)
What this shows. What a typical house in Tumby Bay rents for each week, month by month. The empty-rentals number is the share of rental homes with nobody in them: under 1.5% is tight, over 3% means tenants have plenty of choice.
Why it matters. Rents rising faster than inflation means more people want to live here than there are homes to rent. That pressure eventually shows up in prices.
Rental yield · a year of rent as a share of the price, Tumby Bay vs similar councils
Rent covers 4.5% of the price each year in Tumby Bay
What this shows. Yield is simple: a whole year of rent divided by the house price. A $500,000 house renting for $500 a week earns $26,000 a year, which is a 5.2% yield.
Why it matters. Lower than similar councils, which are around 5.4%. Prices have run ahead of rents, so you are paying more of the loan yourself while you wait for growth. We don't buy on yield alone and we never set a yield cut-off; it is one piece of the picture, next to growth.
The people
Who lives in Tumby Bay.
The population has grown a steady +0.9% a year over the last five years. The growth is mostly people moving in from elsewhere in Australia, 69 of them on net over the last three years. Internal migration is the strongest kind of housing demand, because those people chose here on purpose. The median age is 52 and the median household brings in $1,139 a week (Census 2021). 74% of households own or are paying off their home. Owner-occupier markets like this tend to hold their nerve through the cycle, because nobody is forced to sell an address they live at.
Population · ABS estimates 2015 to 2025
Tumby Bay is growing steadily: 2,963 people, up +0.9% a year
2,963
People, 2025
+0.9% vs +0.9%
A year, last 5 years · typical SA council
+1.1%
A year, last 10 years
Why it matters. Steady growth is enough to keep demand ahead of supply, as long as building stays sensible.
Where the growth came from · last 3 years
Most new residents chose Tumby Bay on purpose: 69 moved in from elsewhere in Australia
Net change: +67 people over three years.
What this shows. Three ways a place gains or loses people: babies born minus people who died, people who moved here from another part of Australia, and people who arrived from overseas. Bars to the right add people, bars to the left take them away.
Why it matters. People who move here from another part of Australia are the strongest kind of demand. They compared it with somewhere else and picked here.
Age and households · Census 2021
Tumby Bay is older than the typical SA council: median age 52 vs 45
Tumby Bay Typical SA council (middle of 63)
Why it matters. An older area leans on retirees and downsizers. Single-level homes near health services do best, and turnover tends to be lower.
Income and who owns the homes · Census 2021
Most homes in Tumby Bay are owner-occupied: 74% own or are paying off, 19% rent
Own or paying off Renting Other
Why it matters. Owner-occupier markets hold their nerve through the cycle, because nobody is forced to sell the address they live at.
New supply
What's being approved to build.
14 dwellings were approved in FY26, 14 of them houses. Approvals have been roughly steady year to year. $2 million of non-residential building was approved in FY26, nearly all of it private.
Homes approved · ABS, by financial year
Not much new is being built in Tumby Bay: 14 homes approved in FY26
Houses Units, townhouses and other
14
Homes approved, FY26
100%
Of them houses
1.0%
New homes per 100 that exist
What this shows. How many new homes the council approved each financial year, split into houses and everything else. Approved is not built, but it is the earliest warning of supply on the way.
Why it matters. When little gets built, the homes already here do not have much competition. Good for prices, as long as people keep arriving.
Non-residential building approved · ABS
$2m of non-residential building was approved in Tumby Bay in FY26
Government projects All non-residential
$2m
All sectors, FY26
$79k
Government, FY26
$79k
Schools and health, last 3 years
What this shows. The dollar value of shops, offices, schools, hospitals and other non-home buildings approved each year. The darker bar is the government's share.
Why it matters. Governments build where they expect people. Schools and hospitals are the most honest signal they give about where families are heading. For the named projects behind these numbers, ask for the full report.
Jobs
Who's working in Tumby Bay.
Work here runs on agriculture (29% of jobs), ahead of health care and social assistance and education and training. That first number deserves attention: when a quarter of the jobs sit in one industry, the property market inherits that industry's fortunes, good and bad. 51 more residents are in work than five years ago (+3.7%). Unemployment sits at 3.7%, comfortably under the national 4.2%.
Jobs · SALM, March 2026
51 more people in Tumby Bay have a job than five years ago
1,426
Residents in work
3.7% vs 4.2%
Unemployed · Australia
+3.7%
Jobs change, 5 years
Tumby Bay Australia
Why it matters. Strong jobs growth shows up in housing demand with a lag. People get the job first and buy the house a year or two later.
Who employs people here · Census 2021
Agriculture is the biggest employer in Tumby Bay, 29% of jobs
What this shows. The five industries that employ the most residents, as a share of all jobs. The pill is the ABS advantage score: Tumby Bay sits in decile 6 of 10 nationally, where 10 is the most advantaged.
Why it matters. One industry carrying a fifth or more of the jobs is a concentration risk. If it wobbles, the whole town feels it.
The outlook
Is Tumby Bay worth buying into?
Put the drivers together and the case for Tumby Bay is: net internal migration in its favour, public building spend trending up. Against that, weigh heavy reliance on agriculture. None of this guarantees anything. It tells you where to look harder, which is what a report like this is for.
Free · Written by hand · One per person
This page is the public data. The full report is that written up as a document, plus the current price, rent, yield and growth on one suburb inside Tumby Bay. One per person.
Name, email and phone. I write these by hand, one per person, and the conversation afterwards is the only thing the report costs.
Inside the LGA
The suburbs of Tumby Bay.
We hold live snapshot data for one suburb in Tumby Bay. Click through for the full numbers.
| Suburb | Typical price | Rent/wk | Gross yield | 1yr growth | Listings |
|---|---|---|---|---|---|
| Tumby Bay | $572,854 | $497 | 4.5% | +10% | REA · Domain |
Next step. See what's for sale in Tumby Bay on realestate.com.au or Domain. Then send me the address before you make an offer. That is the part the data cannot do.
All 11 suburbs and localities in Tumby Bay
Brooker · Butler · Cockaleechie · Hincks · Koppio · Lipson · Moody · Port Neill · Tumby Bay · Ungarra · Yallunda Flat
Free · Written by hand · One per person
Want the full workup on Tumby Bay?
This page is the public data. The full report is the written workup: current price, rent, gross yield and vacancy, growth over 1, 3, 5 and 10 years, days on market and demand, and the supply coming down the pipe, for Tumby Bay or any suburb in it. Same data we run for clients. I pull it and email it through, usually within a business day. One per person, no charge, and no 14-part email sequence afterwards. All I ask is that if it lands, you take the fifteen minute call at the end of it.
Name, email and phone. I write these by hand, one per person, and the conversation afterwards is the only thing the report costs.
Keep comparing
Markets of a similar size in SA.
A council only makes sense in context. These are the SA markets closest to Tumby Bay in population, each with its own written report.
General information only, not financial or investment advice. Cycle positions and projections are modelled LGA-level figures to July 2026, sourced from HtAG Analytics. Population and approvals are ABS estimates; employment is SALM smoothed data; income, age and tenure are Census 2021. None of it can see street quality, flood maps, zoning or the contract, which is where deals are actually won and lost. Get advice on your own situation before acting.
Data finds the area. It doesn't buy the house.
We narrow 15,000 suburbs to the top 5 for each client, then find the street and the property. If Tumby Bay is on your list, that's a conversation worth having early.